Online Banking

Money Market Account

Boost Your Savings Potential

Maximize your earnings while keeping your funds accessible. A Money Market Account with North Star Community Credit Union rewards higher balances with higher returns—so your money works harder for you. If you typically maintain a higher balance in savings, our Money Market Account is designed for you. It offers the flexibility you need with competitive dividends and secure access to your funds—helping you grow your savings with confidence.

All the features that help you save more, effortlessly:

  • Tiered dividend rates—the more you save, the more you earn

  • Dividends calculated daily and paid monthly (see rate chart below)

  • First order of checks is FREE

  • NO monthly fee when you maintain a minimum daily balance of $1,500

  • 24/7 access through Online & Mobile Banking

  • Monthly statements for easy tracking

  • Five free cash withdrawals per month

    • $5 fee for additional withdrawals

    • $500 minimum per withdrawal ($5 fee for less)

  • Up to six electronic withdrawals per month (of which 3 may be made by check)

  • Minimum deposits of $100.

Grow your savings with confidence—open your Money Market Account today with a $1,500 minimum deposit.


Money Market Account Rates

Current Rates effective as of July 23, 2025.

Money Market rates
Tier Dividend Rate APY**
$0 - $1,500 0.99% 1.00%
$1,501 - $5,000 1.01% 1.02%
$5,001 - $10,000 1.03% 1.04%
$10,001 - $25,000 1.05% 1.06%
$25,001 - $50,000 1.07% 1.08%
$50,001-$75,000 1.09% 1.10%
$75,001 - $100,000 1.11% 1.12%
$100,001 + 1.13% 1.14%
Dividends are calculated daily and paid monthly. Other fees may apply and could reduce earnings on this account.
Rates are expressed as APY (Annual Percentage Yield) and are accurate as of the last dividend declaration date. Rates may change after account opening.*