Your Money, Your Way
Share Draft Accounts give you easy access, secure transactions, and the tools to manage your daily finances confidently. At North Star Community Credit Union, we believe managing your money should be simple and convenient. That’s why our Share Draft Accounts give you easy, 24/7 access to your funds — with options designed to fit your lifestyle and budget.
NO FEE Share Draft Account
NO monthly fees
FREE ATM or debit card
First order of checks FREE
Minimum balance of $300 required
Share Draft Account
NO minimum balance required
$4 + tax monthly fee
Dividends paid monthly (see rate chart below)
FREE ATM or debit card
First order of checks FREE
Bright Star Share Draft Account (ages 13-24)
NO minimum balance required
NO monthly fees
FREE ATM or debit card
First order of checks FREE
Senior Star Share Draft Account (ages 60 and over)
NO minimum balance required
NO monthly fees
Dividends paid monthly (see rate chart below)
FREE ATM or debit card
FREE checks
Whatever your goals or needs, we offer Share Draft Accounts designed to keep your money accessible, secure, and working for you.
Stop by your local branch or give us a call — we’re happy to walk you through your options and help you get started.
Share Draft Rates
Current Rates effective as of July 23, 2025.
| Account Type | Dividend Rate | APY** |
|---|---|---|
| Regular Share Draft | 0.10% | 0.10% |
| Senior Star Share Draft (Age 60 & Over) | 0.10% | 0.10% |
Dividends are calculated daily and paid monthly.Statements are issued on the last day of each month.
Overdraft protection from savings to checking is available up to six times per month at no charge.All service charges include applicable sales tax.
Fees may reduce earnings on the account.
Standard credit qualifications may apply.
Rates are expressed as APY and may change after the account is opened.**