Plan Ahead. Stress Less.

A Christmas Club Savings Account from North Star Community Credit Union helps you save throughout the year for holiday expenses. By setting aside a little each month, you can enjoy the season without relying on credit cards or dipping into your regular savings—making holiday spending more manageable and less stressful.

Christmas Club

The Christmas Club Account is a simple and effective way to save throughout the year for holiday expenses. Make regular deposits during the year, and access your funds between October 1 and December 31—just in time for seasonal shopping and celebrations. This account includes the same features as a standard share savings account.

Account Features

Withdrawals permitted only from October 1 – December 31
Earns dividends, just like a regular Share Savings Account (see rate chart below)
Helps reduce reliance on credit cards or personal loans during the holidays
No monthly maintenance fees

Christmas Club Rates

Current Rates effective as of October 14, 2025.

	
		Christmas Club rates
		
				Account
				Dividend Rate
				APY**
			
				Christmas Club
				0.20%
				0.20%

Annual Percentage Yield (APY) assumes dividends are calculated on the daily balance and paid monthly. APY** is accurate as of the last dividend declaration date. Rates may change after the account is opened.**