Flexible Loan Solutions for Every Stage of Life
Whether you’re tackling home improvements, buying a house, or funding personal goals, North Star Community Credit Union offers affordable loans backed by friendly, local service. With options designed to fit your budget, we’re here to help you move forward with confidence.
Personal Loans
Planning a big purchase, managing unexpected expenses, or consolidating debt? Our Personal Loans provide flexible financing tailored to your needs, with quick local approvals and terms that make borrowing simple and manageable.
Common uses include:
Debt consolidation to simplify payments
Medical bills or emergency expenses
Home improvements or major purchases
Travel, weddings, and special occasions
Our team is here to help you choose the best loan option to fit your financial goals and budget.
Personal Loan Rates
APR (Annual Percentage Rate) is current as of September 16, 2025, and is subject to change. Additional terms and products are available. Contact us for a personalized quote.
| Secured Consumer Loans | Maximum Amount Financed | 1-180 MOS.** (As Low As) |
|---|---|---|
| Signature (Closed End) | $10,000 | As low as 11.24%** |
| Line of Credit (Revolving) | Contact the credit union | As low as 12.24%*** |
| Share & Certificate Secured | Share rate + 2.0% | Share certificate loans set to maturity date of pledged share. |
Ready to Get Started?
Apply online, call us, or visit a branch to explore your options and get personalized guidance.
**APR = Annual Percentage Rate, includes a 0.25% discount with automatic payment from your North Star Community Credit Union account.All loans subject to approval, your rate may be higher based on credit performance. Rates are subject to change without notice.
***APR = Annual Percentage Rate, includes a 0.25% discount with automatic payment from your North Star Community Credit Union account.All loans subject to approval, your rate may be higher based on credit performance. Rates are subject to change without notice. Rate special excludes, mortgages and share/CD' loans. Cannot be used to refinance without adding money.