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Auto Loans

Drive Your Dream With an Auto Loan From North Star

Shopping for a new or used vehicle—or refinancing your current loan? North Star Community Credit Union makes it easy with fast pre-approvals, flexible terms, and financing options tailored to your budget. Explore our affordable financing options for all your vehicle needs—wherever the road (or water) takes you.

Affordable Financing for Every Journey

From cars and motorcycles to RVs and boats, North Star Community Credit Union offers affordable loans for all your journeys. Enjoy local service you can trust and rates that help you save—whether you’re buying new, used, or refinancing.

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Auto Loan Rates

APR (Annual Percentage Rate) is current as of September 16, 2025, and is subject to change. Additional terms and products are available. Contact us for a personalized quote.

Auto Loan Rates
Secured Loans Max Amount Financed 1-60 MOS.** As low as 72 MOS.*** As low as 84 MOS.*** As low as 120 MOS.*** As low as 180 MOS.*** As low as
Auto / Motorcycle 120% 4.99%* 5.49%* 6.49%* N/A N/A
ATV / Snowmobile / Jet Ski 120% 8.24%* N/A N/A N/A N/A
Boat & RV (Motor home & Travel Trailer) 120% 8.74%* 9.74%* N/A 11.74%* 12.74%*

Examples

48 monthly payments of $345.36 for $15,000 borrowed at 4.99% APR
60 monthly payments of $377.32 for $20,000 borrowed at 4.99% APR
72 monthly payments of $408.31 for $25,000 borrowed at 5.49% APR
84 monthly payments of $593.75 for $40,000 borrowed at 6.49% APR

*APR = Annual Percentage Rate, includes a 0.25% discount with automatic payment from your North Star Community Credit Union account.
All loans subject to approval, your rate may be higher based on credit performance. Rates are subject to change without notice. (Rates apply to new/used vehicle purchases or new/used vehicle refinances from other institutions.)