SHARE DRAFTS (CHECKING) ACCOUNTS
We offer something better than a checking account - our share draft accounts give you access to your money 24 hours a day. We offer several types of share draft accounts and have one that would fit your needs and budget.
NO FEE Share Draft (Checking) Account
NO monthly service charge
FREE ATM card or debit card
50 FREE checks
Minimum balance of $300.00, required
Share Draft (Checking) Account
NO minimum balance required
$4.00 + tax service charge per month
Dividends PAID monthly (see below chart for current rates)
FREE ATM card or debit card
50 FREE checks
Bright Star Share Draft (Checking) Account (ages 13-24)
NO minimum balance required
NO monthly service charge
FREE ATM card or debit card
50 FREE checks
Senior Star Share Draft (Checking) Account (age 60 and over)
NO minimum balance required
NO monthly service charge
Dividends PAID monthly
FREE ATM card or debit card
FREE checks
APY** accurate as of the last dividend declaration date
Statements are sent on the last day of the month
Overdraft protection from savings to checking 6 times a month at no charge
All service charges include sales tax. Fees may reduce earnings on this account Standard credit qualifications may apply
Current Rates Effective April 16, 2024
| Account Type | Dividend Rate | APY** |
|---|---|---|
| Regular Share Draft | 0.10% | 0.10% |
| Senior Star Share Draft (Age 60 & Over) |
0.10% | 0.10% |
Dividends are calculated daily and paid monthly. Fees may reduce earnings on the account.
Rates expressed as APY** (annual percentage yield). APY** accurate as of the last dividend declaration date. Rates may change after the account is opened.
