SHARE DRAFTS (CHECKING) ACCOUNTS


We offer something better than a checking account - our share draft accounts give you access to your money 24 hours a day. We offer several types of share draft accounts and have one that would fit your needs and budget.

NO FEE Share Draft (Checking) Account

  • NO monthly service charge

  • FREE ATM card or debit card

  • 50 FREE checks

  • Minimum balance of $300.00, required

Share Draft (Checking) Account

  • NO minimum balance required

  • $3.21 service charge per month

  • Dividends PAID monthly (see above chart for current rates)

  • FREE ATM card or debit card

  • 50 FREE checks

Bright Star Share Draft (Checking) Account (ages 13-24)

  • NO minimum balance required

  • NO monthly service charge

  • FREE ATM card or debit card

  • 50 FREE checks

Senior Star Share Draft (Checking) Account (age 60 and over)

  • NO minimum balance required

  • NO monthly service charge

  • Dividends PAID monthly

  • FREE ATM card or debit card

  • FREE checks

APY** accurate as of the last dividend declaration date
Statements are sent on the last day of the month
Overdraft protection from savings to checking 6 times a month at no charge
All service charges include sales tax. Fees may reduce earnings on this account Standard credit qualifications may apply

Current Rates Effective June 11, 2019

Account Type Dividend Rate APY**
Regular Share Draft 0.20% 0.20%
Senior Star Share Draft
(Age 60 & Over)
0.20% 0.20%

Dividends are calculated daily and paid monthly. Fees may reduce earnings on the account.

Rates expressed as APY** (annual percentage yield). APY** accurate as of the last dividend declaration date. Rates may change after the account is opened.