SHARE DRAFTS (Checking) ACCOUNTS
We offer something better than a checking account - our share draft accounts give you access to your money 24 hours a day. We offer several types of share draft accounts and have one that would fit your needs and budget.
| Share Drafts |
RATE |
APY* |
| Regular Share Draft Account |
0.25% |
0.25% |
| Senior Star Share Draft Account |
0.25% |
0.25% |
Dividends are calculated daily and paid monthly.
Fees may reduce earnings on this account.
Rates expressed as APY (annual percentage yield).
APY accurate as of the last dividend declaration date.
Rates may change after the account is opened.

Regular Share Draft Account
- No minimum balance required
- $3.21 service charge per month
- Dividends paid monthly
- Free ATM card or Debit card
- 50 free checks
Minimum Balance Share Draft Account
- Minimum balance of $300.00 required
- No monthly service charge
- Free ATM card or Debit card
- 50 free checks
Bright Star Share Draft Account (ages 13-24)
- No minimum balance required
- No monthly service charge
- Free ATM card or Debit card
- 50 free checks
Senior Star Share Draft Account (age 60 and over)
- No minimum balance required
- No monthly service charge
- Dividends paid monthly
- Free ATM card or Debit card
- FREE checks
Special Notes:
- APY* accurate as of the last dividend declaration date
- Statements are sent on the last day of the month
- Overdraft protection from savings to checking 6 times a month at no charge
- All service charges include sales tax
- Fees may reduce earnings on this account
- Standard credit qualifications may apply
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