North Star Community Credit Union

Share certificates traditionally pay a higher rate of return than other savings accounts. A minimum deposit of $500 is set aside for a fixed period of time. This money earns a high, fixed rate of return. Dividends are calculated and paid quarterly and at maturity. Dividends may be added to the principal or paid to share account. Early withdrawal results in a penalty.

Current Share Certificate Rates

Share Certificates	RATE	APY*
3 Months	1.20%	1.21%
6 Months	1.30%	1.31%
9 Months	1.50%	1.51%
1 Year	1.55%	1.56%
18 Months	1.80%	1.81%
2 Years	1.90%	1.91%
3 Years	2.30%	2.32%
4 Years	2.80%	2.83%
5 Years	2.90%	2.93%

There is a $500 minimum deposit and the APY assumes dividends are added to principal quarterly.
Dividends may be added to principal or paid to the share account quarterly.
Penalty will be imposed for early withdrawals.

Rates expressed as APY (annual percentage yield)
and may change at any time.

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